🇺🇸 US · 🇨🇦 CA · 🇦🇺 AU
CalcVantage Financial Tools

Net Worth Calculator

Track your total assets, liabilities, and net worth instantly with detailed allocation and debt breakdown for the US, Canada, and Australia.

Net Worth Inputs

Add your assets and liabilities for an instant balance sheet.

🇺🇸 US

Select country for currency display conventions.

Balance sheet is calculated with the country's native rules; results are displayed in this currency.

Assets

$

Checking, savings & cash

$

Stocks, bonds, ETFs, crypto

$

401(k), IRA, RRSP, Super

$

Current market value of homes

$

Fair market value of cars & boats

$

Business equity & equipment

$

Collectibles, valuables, & anything else

Liabilities

$

Outstanding home loan balance

$

Unsecured bank & personal loans

$

Remaining vehicle loans

$

Revolving credit balances

$

Education & tuition debt

$

Taxes owed, leases, & other debts

Net Worth Summary

Balance sheet based on United States (USD).

Live

Your net worth is Total Assets minus Total Liabilities.

Net WorthBalance Sheet
$318,500

Total Assets − Total Liabilities

Total Assets
$699,000

Sum of all asset values

Total Liabilities
$380,500

Sum of all outstanding debts

43/ 100
Needs ImprovementConsider reducing liabilities and building more assets.
Asset Allocation% of total assets
Cash & Savings
$25,000 · 3.6%
Investments
$32,000 · 4.6%
Retirement Accounts
$180,000 · 25.8%
Real Estate
$420,000 · 60.1%
Vehicles
$22,000 · 3.1%
Business Assets
$15,000 · 2.1%
Other Assets
$5,000 · 0.7%
Debt Breakdown% of total liabilities
Mortgage
$336,000 · 88.3%
Personal Loans
$0 · 0%
Auto Loans
$12,000 · 3.2%
Credit Cards
$4,500 · 1.2%
Student Loans
$28,000 · 7.4%
Other Liabilities
$0 · 0%
💡Financial Insights
  • Your allocation to investments and retirement is within a healthy range (30%).
  • Your liabilities equal 54% of your assets. Consider accelerating debt repayment.
  • You carry $4,500 in credit card debt, which typically carries high interest. Pay it down first.
🧮Net Worth = Total Assets − Total Liabilities. Health score weighs net worth, debt burden, and asset diversification. Results update live as you type. Estimates for illustration, not financial advice.